Practice Areas / Debtor-Creditor

The Dunahoo Law Firm handles a full range of debtor-creditor matters. Prompt attention to your delinquent debts can be important in compromising a pre-lawsuit settlement (at less than what's owed) or in preventing formal collection once a lawsuit has gone to judgment (by the court).

Garnishments following a judgment generally are for 25 percent of your paycheck (as well as the possibility of seizure of 100 percent of your bank account(s) if the creditor knows where you bank).

Bankruptcy may very well be a good option to prevent (or even stop) a garnishment (especially if you have considerable total unsecured debt that can be discharged in a bankruptcy).

Real estate debts (such as mortgage foreclosures or contract forfeitures) are governed by special rules and especially require your prompt attention. The Dunahoo Law Firm offers detailed consultation regarding potential real estate mortgage foreclosures and contract forfeitures. Early and extensive planning, once you're facing the startup of foreclosure or forfeiture proceedings is essential in (1) trying to keep your home or (2) maximizing the time you can stay in your home before being evicted, or (3) minimizing any deficiency judgements you might owe after an eviction.
Bankruptcy can be used either (1) to keep your house in a Chapter 13 repayment plan or (2) to discharge or eliminate any default judgement in a Chapter 7 bankruptcy (if you either voluntarily surrender your home or are evicted).

A partial listing of specific debtor-creditor matters handled by the Dunahoo Law Firm includes:

  • Debt collection lawsuits
  • Debtor examinations (following a judgement)
  • Forcible entry and detainer
  • Foreclosure
  • Forfeiture
  • Fraudulent transfers
  • Garnishments
  • Judgements and execution
  • Mechanic's liens
  • Other statutory and judicial liens
  • Preferential transfers
  • Receiverships
  • Replevin actions
  • Secured property
  • Security interests
  • Repossession
    (a) mobile homes
    (b) personal property
    (c) vehicles
  • Sheriff's deed
  • Sheriff's levy
  • Sheriff's sale
  • Tax claims
  • Tax deeds
  • Tax levies/garnishments
  • Tax liens
  • Tax sale
  • Vehicle repossessions
  • Writs of removal (from real estate)

[See DLF Website Forms Nos. 24-29]

Contact Information

Dunahoo Law Firm
6305 SW 9th, Des Moines, IA 50315
Free Initial Consutation

Telephone: 1-800-464-6317
dunahoolaw@aol.com
 

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This web site has been prepared by Dunahoo Law Firm for informational purposes only and nothing contained herein should be considered as legal advice. Viewing of information contained on this web site and communication with Dunahoo Law Firm via this web site shall not create an attorney-client relationship and one should not rely on information herein without seeking the advice of legal counsel.